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Posts By: Kaleb Bryan

Buy Here Pay Here Terrell, TX

WE SERVE THOUSANDS OF CUSTOMERS IN AND NEAR Terrell, TX with affordable buy here pay here financing. We’ve even built a new website to make auto loan approvals easier!

Get PRE-QUALIFIED without sharing a TON of personal information!

We are SUPER HAPPY to launch our APPROVED IN SECONDS pre-qualification form right on our HOME PAGE.

✅ No Credit = APPROVED
✅ Open Auto Loan = APPROVED
✅ Multiple Repos = APPROVED
✅ Student Loan Debt = APPROVED
✅ Just moved to DFW= APPROVED
✅ New Job= APPROVED
✅ The list goes on… the fact is, we are HERE FOR YOU.

Be prepared to bring the following:
👉ID or DL
👉Proof of Income: Pay Stubs / Bank Statements
👉Proof of Residence: Lease / Utility Bill / Non-Junk Mail

🚘 By the way, does your current dealer give you a FREE 36-MONTH warranty to cover you?? Probably NOT! We are the ONLY DFW dealer that covers our customers for FREE for that long.

😃 We back our cars and take care of our customers! Check our reviews and see for yourself why THOUSANDS choose RELIABLE transportation and AFFORDABLE financing with the Auto Cave!

🔑Visit one of our locations today or get pre-qualified in seconds online!

📍1477 E IRVING BLVD
IRVING, TEXAS 75060

📍4201 W CAMP WISDOM RD
DALLAS, TEXAS 75237

📍1110 N. WATSON RD
ARLINGTON, TEXAS 76011

#1 Buy Here Pay Here in Dallas, TX

Get Pre-Approved from Home!

At the Auto Cave in Dallas, you will sense a feeling of warmth, honesty, and gratitude. Our team treats our customers like family, because we understand that if we don’t take the time to set you up for success, then our relationship together, may not be the best.

Get Pre-Approved from home in seconds! Your finance specialist will be glad to help you find an affordable payment plan on a quality vehicle. If you’d like to use our automated pre-approval form, fill it out below!

What’s Next?
A finance specialist will be assigned to your account. After review of your information, they will reach out to request further stips to finalize your vehicle purchase.

🙂 To check on the status of your loan approval, feel free to reach us at 972-895-9010 🙂

#1 Buy Here Pay Here in Irving, TX

Our Team Treats You Like Family

We Treat You Like Family.

At the Auto Cave in Irving, you will sense a feeling of warmth, honesty, and gratitude. Our team treats our customers like family, because we understand that if we don’t take the time to set you up for success, then our relationship together, may not be the best.

Visit our store, talk to a finance specialist today and let us help you find an affordable payment plan on a quality vehicle. If you’d like to use our automated pre-approval form, take 30 seconds to fill it out below!

What’s Next?
A finance specialist will be assigned to your account. After review of your information, they will reach out to request further stips to finalize your vehicle purchase.

🙂 To check on the status of your loan approval, feel free to reach us at 469-208-6777 🙂

You Qualify! $0 Down Upgrade Program

Has your payment history been outstanding?! To show appreciation, we offer a vehicle upgrade program with $0 Down on select vehicles. Use our automated pre-approval form to complete your upgrade!

What’s Next?
Once you’ve submitted your stips and credit application, your account will be under “Final Review”.

🙂 To check on the status of your vehicle upgrade, feel free to reach us at 214-225-2591 🙂

Last Step.. Let’s Finalize Your Online Approval!

Fill Out Our Online Credit Application In Seconds!

What’s Next?
Once you’ve submitted your stips and credit application, your account will be under “Final Review”.

🙂 To check on the status of your approval, feel free to reach us at 469-615-2020 🙂

Benefits of Financing Through a Car Dealership

Car dealerships frequently get a terrible reputation amongst people in the marketplace for a brand new or used vehicle. There’s frequently a want to haggle with the income character concerning the very last price, and an intimidating stack of office work that makes it tough to recognize if you’re getting a great deal.

One of the most common points of discussion is financing directly through the dealer. Although it has a poor reputation, all is not lost when you get a car loan through the dealership. Let’s go over a few benefits.

You Can’t Beat the Convenience of a Car Dealership

Most people looking for a new or used vehicle to buy are drawn to the ease and convenience of financing through the dealership. If you’ve found the car you want at a price that meets your budget needs through a dealer, it is simple to apply for an auto loan at the same location.

Everything is completed at the dealership, including income verification, a credit check, and any transfer of money for a down payment. Instead of jumping from bank to bank to find the best deal, you can simply select and finance your vehicle at a one-stop-shop.

Higher Loan Amounts

Some dealerships also offer the advantage of financing the full amount of the vehicle being purchased, as well as the expenses associated with transferring the title, paying taxes on the sale, and any other licensing needs. Each of these costs can be easily rolled into the new car loan and then paid down over time. While this makes the loan larger than it would be if you paid these additional expenses out of pocket, it is helpful in getting through the process without having to open your wallet.

Flexible Repayment Terms

For those who have evaluated their options and the higher financing amounts, dealership auto loans typically come with more flexibility than a loan through your bank or credit union. For instance, banks and credit unions often cap the number of months you can extend your loan based on the amount of your loan or the age of the vehicle. Dealership financing is less restrictive, providing loan terms of up to 60 months for well-qualified borrowers which makes your monthly minimum payment more manageable.

Dealer financing may well turn out to be a great option for you if you have perfect credit and know that you can afford the car payment. Regardless, you’ll be in the driver’s seat if you do your homework first and know exactly what your other direct lending options are through a bank or credit union. Even if you don’t go with one of their products, you may be able to use the information as leverage to gain a better offer with the dealer.

Our process is simple and easy

Get Pre-Qualified by Phone! Sharing your information with many dealers can be scary. We are up-front about what we can and can’t do. This is why one of our finance specialists will pre-qualify you to ensure your credit isn’t pulled for no reason and your time isn’t wasted!

If you’d like more information about financing a car with a low or no down payment, or to learn about any of our auto dealer services, speak to one of our finance specialists at the Auto Cave today

Bad Credit Car Dealerships

Shopping for a Car with Bad Credit

Its safe to say that when buying a vehicle, a majority of people need financing to buy a reliable car. If you have no credit, bad credit, or limited credit history, then many consider turning to a bad credit car dealership. Bad credit car lots are used to establish or rebuild your credit. Another term for a bad credit car dealership is “Buy Here Pay Here”. This term was given to these types of dealerships because they offer financing in-house, allowing customers to purchase a car and pay for their car all at the same lot.

Before you start the process, it’s helpful to know your credit score. You can keep track of your score, for free, by using CreditKarma.com.

Buy Here Pay Here Dealership Services

Buy Here Pay Here dealers, and bad credit car dealerships have websites that list cars, offer online loan applications, and process car payments.

  • Many buyers use online credit services to determine the loan amount and terms for which they qualify before they shop for a car. At some bad credit car lots, you can get pre-qualified over the phone.
  • Once approved, you can begin looking over available cars.
  • Many bad credit car lots and bad credit used car dealers will accept installment payments through their websites. This is a good way to make sure your payment is processed on time.
  • Buy Here Pay Here dealerships also offer affordable in-house insurance. This helps keep the customer’s vehicle coverage up to date.

What do I need to get approved at a Bad Credit Car Dealership?

A bad credit used car dealership may look at:

  • Credit History
  • How long a potential buyer has been employed
  • How long the potential buyer has lived at their current address
  • How much down payment the potential buyer is working with

Depending on results, a potential buyer should consider the effects of getting an auto loan with bad credit or no credit:

  • Paying a higher interest rate
  • Providing a larger down payment
  • Getting someone with stronger credit, such as a parent or spouse, to cosign the loan

Do you need to Get Approved for an Auto Loan with No Credit?

10 Questions to Ask Before Financing a Used Car

Financing at a bad credit car dealership can be scary, intimidating, or complicated. It’s important to choose the right dealership and understand which dealership gives you the best benefits if you’re paying a higher interest rate.

  1. What type of cars am I qualified for at a bad credit used car dealer?
  2. How high is my interest rate?
  3. Are there any potential penalties to my loan?
  4. Is there a warranty with the vehicle or am I buying it AS-IS?
  5. How many payments will I be making, and what is the exact amount of each one?
  6. Is there credit insurance, and do I need it?
  7. If I need credit insurance, do you offer it? If not, can you recommend one?
  8. Can I get a used car with a low down payment?
  9. Who is the actual lender and am I guaranteed the rate I’m being quoted?
  10. What is the actual price I’m paying for the car? Does that include interest paid?

These are important factors that can help you get the best deal. If any of the answers that they say seem vague or confusing, take some time to think about it or ask to speak to a manager to get some confirmation. It’s always best to compare your financing options at more than one bad credit car dealership.

Bad Credit Financing Options at Used Car Dealerships

Many car dealerships that offer in-house financing to borrowers with bad credit or no credit are called bad credit car dealerships or Buy Here Pay Here car lots. Bad credit car lots often have many more financing options than other lenders, making them attractive for people shopping for bad credit auto financing.

Bad credit car dealers have some similarities to other lenders. In a negotiation with a bad credit car dealership, for example, you’ll be talking about loan terms such as the length of the loan, the amount of your down payment, and the interest rate. Putting up a large down payment can help you in bargaining for a lower rate or a longer loan length, because this means the bad credit car dealer takes less of a risk in lending to you.

If you’d like more information about financing a car with a low down payment, or to learn about any of our auto dealer services, speak to one of our finance specialists at the Auto Cave today