Get Approved 100% Online in 3 Easy Steps!
What Is Buy Here, Pay Here? And How Does It Work?
When you finance a car at a traditional dealership, they share your information with a variety of banks to see who will finance your loan. This can negatively impact your credit score and cause additional stress if you do not receive a loan approval.We not only eliminate the bank and finance you directly, but we help you build your credit as well! Our payment plans keep your finances on track and our fleet of newer model vehicles come with a free 36,000 mile warranty to ultimately set you up for success.
Our Process Is Simple and Easy:
Get Pre- Qualifed
Sharing your information with many dealers can be scary. We are up-front about we can and can’t do. This is why one of our finance specialists will pre-qualify you to ensure your credit isn’t pulled for no reason and your time isn’t wasted!
Review Your Affordable Payment Plan
Our approvals allow customers to use up to 20% of their monthly income toward their monthly payment. This helps keep your finances on track! Since we finance customers in-house, this means we can provide finance APPROVALS on the SPOT and within your BUDGET!
Schedule Your Appointment for Reliable Transportation
Our advertisements are 100% Real. We give a FREE warranty for the first 36,000 miles / 3-yrs on every vehicle because we want you to have PEACE AT MIND when financing with us! Once you are approved, schedule your appointment to browse our vehicle selection!
FAQ's
No. The Auto Cave is a buy here pay here car dealership in Dallas that provides in-house financing. We do not depend on banks to make our decision. We make getting approved very easy, even if you have bad credit or repos.
- Photo ID- Passport, Driver’s License, or State Issued ID
- Proof of Income- Only 2-3 of your most recent paycheck stubs or bank statements, or you may use our Income Verification link to avoid bank statements all together.
Proof of Residence- Mail dated within last 30 days with your name and address, preferably a utility bill or lease agreement.
The Auto Cave has made it very easy. You can apply quickly from your phone, then you will receive a link where you can upload your documents. Someone from our approval department will quickly let you know if anything else is needed before finalizing your approval.
For us to best serve you, you need to live within 120 miles of our dealership.
Sí. Si vives a menos de 120 millas de nuestra concesionaria y tienes un pasaporte, podemos ayudarte. Por favor, trae una factura a tu nombre y una carta de tu empleador.
Yes. Repossessions, old bankruptcies, divorce, student loans, are all things we can work with. Approvals are not guaranteed; however, the Auto Cave understands bad things happen to good people.
We provide reliable transportation with down payments starting at $800. Down payments can vary depending on the vehicle.
Yes. When you finance a vehicle with the Auto Cave, every vehicle comes with a FREE 3-year/36,000-mile warranty! The Auto Cave is the ONLY buy here pay here dealership in Dallas Fort Worth proudly standing behind its’ vehicles for that long. Reliable transportation for our customers is our priority.
This will depend on a few things:
- Price of Vehicle
- Down Payment
- Financing Term and Interest Rate
Once you are approved for a vehicle and you choose one that best suits your needs, our sales specialist will gladly share these details with you. On average, payments range from $190-$260 bi-weekly.
No. Auto Cave does not require you to have a valid Texas driver’s license. Any state or federally issues photo ID that is not expired more than 12 months is acceptable.
The Auto Cave only requires you to carry comprehensive insurance covering the vehicle. You may purchase your own from a 3rd party or purchase our CPI coverage. You do not need a driver’s license to qualify, no driving record check, or long phone calls. You can get immediate coverage at the time of sale by requesting our CPI coverage for only $140/month.